Medigap
Independent Insurance Services is a company that specializes in providing Medicare coverage options to seniors. One of the most popular options we offer is Medigap, also known as Medicare Supplement Insurance. Medigap is a type of insurance that is designed to supplement the original Medicare plan and help cover the costs that are not covered by traditional Medicare, such as copayments, coinsurance, and deductibles.
937-260-4420
More About Government Medigap Plans
Medigap plans are standardized by the federal government and come in ten different plan options, each labeled with a letter. The different plans offer different levels of coverage, so it’s important for individuals to choose the one that is right for them. Some of the most popular options include Plan F, which provides the most comprehensive coverage, and Plan N, which offers a lower premium but requires the individual to pay more out-of-pocket.
Hospital Indemnity Plans
Another coverage option that we offer at Independent Insurance Services is Hospital Indemnity coverage. This type of insurance is designed to provide financial protection in the event of a hospitalization. This coverage is designed to help pay for expenses that are not covered by traditional Medicare or Medigap plans, such as deductibles and copayments.
Hospital Indemnity plans typically provide a set amount of money for each day that an individual is in the hospital. This money can be used to help cover out-of-pocket expenses or to provide a cushion of financial protection in the event of a long hospital stay. In addition, some plans also offer additional benefits, such as coverage for hospitalization due to an accident or illness that occurs while traveling.
It is important to note that Medigap and Hospital Indemnity coverage are both separate from traditional Medicare and are designed to work together to provide the most comprehensive coverage possible. For example, an individual may have Medicare, Medigap, and Hospital Indemnity coverage to help cover the costs of a hospital stay.
Independent Insurance Services Will Help You Navigate the Medicare System to Find the Right Supplemental Insurance Option
At Independent Insurance Services, our goal is to help seniors navigate the complex world of Medicare and find the coverage options that are right for them. We understand that each individual’s situation is unique, and that’s why we offer a range of coverage options and personalized support to help find the right plan. Our knowledgeable agents are always available to answer questions and help individuals choose the right coverage options.
Medigap and Hospital Indemnity coverage plans are two important options to consider when it comes to supplementing original Medicare. These plans can help cover the costs of a hospital stay, and provide a cushion of financial protection for seniors. If you’re looking for comprehensive Medicare coverage, reach out to the experts at Independent Insurance Services today. We’ll help you find the coverage that is right for you.
937-260-4420
6718 Loop Rd
Centerville, OH 45459