Disability insurance is a critical component of financial planning that provides financial protection in the event of a policyholder’s inability to work due to a covered disability. At Independent Insurance Services, we understand the importance of protecting your income and we offer a variety of disability insurance options to meet the needs of our clients.
Types of Disability Insurance
There are two main types of disability insurance, short-term and long-term.
Short-term disability insurance provides coverage for a specified period, typically ranging from three to six months. This type of insurance is designed to provide financial support for a policyholder during a period of temporary disability, such as a broken bone or surgery.
Long-term disability insurance provides coverage for a longer period, typically ranging from two years to the policyholder’s retirement age. This type of insurance is designed to provide financial support for a policyholder who is unable to work due to a covered disability for an extended period of time.
6718 Loop Rd
Centerville, OH 45459